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Useful Banking Terminology
Lost? Confused? Not understanding your banking? Find that word you need...
A very comprehensive A to Z of words encountered in the financial industry in Spain.
| English | Spanish |
|---|---|
| account holder | titular de cuenta |
| account to be credited | cuenta beneficiaria |
| acknowledgement | acuse de recibo |
| addressee | destinatario |
| amount | importe |
| annual membership fee | cuota anual |
| ATM transaction | disposición en cajero automático |
| automatic teller machine (ATM) | cajero automático |
| B | |
| back (of cheque) | dorso |
| balance | saldo |
| banker's draft | cheque bancario |
| banknote | billete |
| beneficiary | beneficiario |
| bill (electricity / gas / water) | recibo (luz / gas / agua) |
| blocked account | cuenta bloqueada |
| bounced cheque | cheque sin fondos |
| branch | sucursal (or oficina) |
| business day | día laborable |
| C | |
| cancel | anular |
| card operation | operación con tarjeta |
| cash | efectivo |
| cashier | cajero |
| claim | reclamación |
| close an account | cerrar una cuenta |
| compensation | indemnización |
| contract | contrato |
| convert Euro into £ | cambiar Euros a £ |
| correction | rectificación |
| credit (to account) | abonar |
| credit | crédito |
| credit card | tarjeta de crédito |
| credit interest | intereses a su favor |
| crossed cheque | cheque cruzado |
| current account | cuenta corriente |
| customer service | servicio al cliente |
| charge | cargo |
| checking account (US) | cuenta corriente |
| cheque | cheque (or talón) |
| cheque number | número de cheque |
| chequebook | talonario |
| D | |
| dead account | cuenta sin movimientos |
| deadline | fecha tope |
| debit balance | saldo deudor |
| debit card | tarjeta de débito |
| debit interest | intereses a nuestro favor |
| debit (to an account) | cargar en cuenta |
| debt | deuda |
| debtor | deudor |
| deferred | diferido |
| delay | aplazamiento |
| deposit | depósito |
| deposit a cheque in an account | ingresar un cheque en la cuenta |
| direct debit | domiciliación de recibos |
| drawee | banco librador (cheque/talón) |
| drawer | librador (cheque/talón) |
| drawer's bank | banco librador (cheque/talón) |
| due date | vencimiento |
| duplicate | duplicado |
| duration | duración |
| E | |
| earn interest | devengar interés |
| electricity bill | recibo de la luz |
| excess amount | cantidad excedida |
| exchange rate | tipo de cambio |
| expenses | gastos |
| expiry date | fecha de caducidad |
| extend an overdraft | autorizar un descubierto |
| F | |
| financial products | productos financieros |
| fiscal address | domicilio fiscal |
| fiscal identity number | Número de Identificación Fiscal (N.I.F.) |
| foreign currency | divisa |
| foreign currency transaction | operación con moneda extranjera |
| form | formulario (or impreso) |
| frequency of payment | frecuencia de pago |
| G | |
| get into debt | Endeudarse |
| give a credit | conceder un crédito |
| grant a loan | conceder un préstamo |
| grant an overdraft | autorizar un descubierto |
| gross | bruto |
| guarantee | aval |
| guarantor | avalista |
| H | |
| head office | oficina central (or sede) |
| honour a cheque | pagar un cheque |
| I | |
| individual | persona física |
| instalment | plazo |
| interest | Interés |
| interest rate | tipo de interés |
| interview | entrevista |
| investment | Inversión |
| inward payment | orden de abono |
| issue a credit card | emitir una tarjeta de crédito |
| J | |
| joint account | cuenta conjunta |
| K | |
| key (access) | clave |
| key a number (into ATM) | teclear número de tarjeta |
| L | |
| latest/recent transactions | últimos movimientos |
| legal entity | persona jurídica |
| length | duración |
| local bank cheque | cheque de propia plaza |
| loss | pérdida |
| M | |
| magnetic strip | cinta magnética |
| main office (in major towns/cities) | oficina principal |
| maintenance commission | comisión de mantenimiento |
| make a payment | hacer un pago |
| make out a cheque | extender un cheque |
| management fee | comisión de gestión |
| maturity | vencimiento |
| maturity date | fecha de vencimiento |
| maximum | máximo |
| method of payment | forma de pago |
| minimum | mínimo |
| modify | modificar |
| monthly instalment | cuota mensual |
| mortgage | hipoteca |
| N | |
| net | neto |
| new chequebook request | solicitud de talonario |
| nominal interest | interés nominal |
| non-local bank cheque | cheque fuera de plaza |
| non-resident | no residente |
| notary | notario |
| notify | notificar |
| O | |
| occupation | profesión |
| open an account | abrir una cuenta |
| opening commission | comisión de apertura |
| order for payment | orden de pago |
| originator | entidad domiciliadora |
| outgoings | gastos |
| overdraft | descubierto |
| (to be) overdrawn | estar en descubierto |
| overdue | atrasado |
| P | |
| pay (into account) | ingresar en cuenta |
| pay back a loan | devolver un préstamo |
| pay by cheque | pagar con cheque |
| pay in cash | pagar en metálico |
| pay the account in full every month | pagar al contado |
| payee (individual) | beneficiario |
| payee (entity) | entidad domiciliadora |
| payee (on cheques) | librado (cheque/talón) |
| pay-in slip | resguardo |
| payment date | día de pago |
| payment on account of | pago a cuenta |
| percentage | porcentaje |
| PIN (personal identification number) | PIN |
| postal address | domicilio de correspondencia |
| price list | tarifa |
| provide an interest rate | dar un interés |
| purchase order | orden de compra |
| put a stop on a cheque | bloquear un cheque |
| put a stop on a payment | bloquear un pago |
| Q | |
| quarterly | trimestral |
| quotation | cotización |
| R | |
| receipt (for confirmation) | Justificante |
| receipt (for a transaction) | recibo |
| receiving bank | banco beneficiario |
| reference | referencia |
| refund | reembolso |
| reimburse | reembolsar |
| remittance | transferencia |
| remitter | ordenante de transferencia |
| remitting bank | banco pagador |
| repay | reembolsar |
| repayment | reembolso |
| request | solicitud |
| resident | residente |
| return | devolución |
| S | |
| safe deposit box | caja de seguridad |
| salary | nómina |
| savings | ahorros |
| savings account | cuenta de ahorro |
| savings bank | caja de ahorros |
| savings book | libreta de ahorro |
| seizure | embargo |
| selling rate (for) | tipo de cambio de venta |
| settle a debt | pagar una deuda |
| standing order | traspaso |
| statement (of account) | extracto de cuenta |
| stop a cheque | bloquear un cheque |
| stop payment | bloquear un pago |
| subscription | suscripción |
| T | |
| take out money | sacar dinero |
| tariff | tarifa |
| tax | impuesto |
| temporary | temporal |
| term | plazo |
| transfer | transferencia |
| transfer funds | transferir fondos |
| transfer to credit card account | traspaso a cuenta tarjeta |
| traveller's cheque | cheque de viaje |
| U | |
| uncredited | no abonado en cuenta |
| up to a limit | hasta un límite |
| V | |
| value date | fecha valor |
| VAT (value added tax) | I.V.A. |
| voucher | comprobante |
| W | |
| warning | aviso |
| withdraw cash over the counter | sacar dinero en ventanilla |
| withdrawal | reintegro |
| working day | día laborable |
| write out a cheque | extender un cheque |
A to Z prepared by Duncan Chuter, International Business Development Manager with Barclays Bank S.A. Spain
Barclays Bank S.A. Spain website
Copyright © Duncan Chuter, Barclays Bank S.A. Spain All Rights Reserved
Barclays Bank S.A. Spain website
Copyright © Duncan Chuter, Barclays Bank S.A. Spain All Rights Reserved
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